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Professional Financial Guidance in Life Insurance

As an experienced legal firm specializing in estate planning matters in Naples and Ft. Myers, FL, Generational Strategies Group, LLC uses our versatile expertise to help clients preserve their assets for current and future generations. Your legacy is financial welfare are essential aspects of planning for your estate. You have family, businesses, and other vital concerns to protect financially. With our help, you can avoid losing a significant amount of your assets to estate taxes and other financial burdens. One highly beneficial method of managing your wealth is life insurance. We can help you create significant money outside your estate by modestly repositioning your asset through lifetime gifting through purchasing life insurance. When properly planned, a life insurance death benefit can be passed on to heirs free of income, gift, and estate taxes. Life insurance is also an effective tool in creating the liquidity required to pay off any estate taxes, preventing the forced sale of other estate assets.

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Pass on Your Wealth in Naples & Ft. Myers, FL

Generational Strategies Group has the best financial solutions to protect our clients’ assets for current and future generations, ensuring stability and prosperity for their families and other financial interests. Life insurance can be the most efficient estate planning strategy if you have done well with money and want to pass on your life’s work and amassed wealth to your family. You can leverage annual lifetime gifting into a trust for children and grandchildren, creating substantial wealth generations of a family can perpetrate, including fit and estate tax-free income. If you properly draft an insurance trust, it can go on in Florida for 360 years without being subject to a wealth transfer tax. Our life insurance and estate planning professionals can help you create a life insurance program that guarantees your family will receive your wealth without worrying about gift or estate tax affecting your income. Don’t risk losing as much as half your life’s collected assets to estate taxes. A properly structures life insurance program can protect you from taxes for pennies on the dollar.

Benefits of Life Insurance in Estate Planning

Investing in a life insurance policy positively affects your financial welfare and estate planning in many ways. Life insurance can play an integral role in protecting your estate from financial issues, whether your concerns include taxes, equal distribution of assets to your family members, or covering expenses when transferring assets to them. Some of the benefits of life insurance strategies for estate planning include the following:

  • With life insurance, estate tax planning can reduce the impact federal estate tax has on your assets after you die. Your beneficiaries can use income-tax-free funds from your life insurance policy to pay estate taxes without impacting assets.
  • It can take quite a while before your estate plan releases and distributes money to your loved ones. Your life insurance policy can act as immediate funding for expenses like estate taxes, business debt, and funeral expenses.
  • You can create an immediate estate for beneficiaries with life insurance at a lower cost than other methods. Your life insurance lets money bypass probate complications and pass directly to a designated beneficiary, untouched by potential debts and tax-free.

Let Generational Strategies Group, LLC Help You

With professional guidance from Generational Strategies Group’s life insurance, estate, and tax planning experts, you can preserve your hard-earned assets and ensure your beneficiaries receive funds. This tax-free payout can cover many expenses related to your passing and alleviate financial stress and burdens related to your estate planning. Contact us today to enlist our legal expertise and versatile services for your estate and legacy in Naples and Ft. Myers, FL.

We Are Experts in All of Your Estate Planning Needs